Do You Need Motorcycle Insurance In Washington State
If you re a motorcycle rider in washington state starting july 28 2019 you re going to have to have liability coverage to legally ride the roads.
Do you need motorcycle insurance in washington state. Washington motorcycle insurance requirements. That s why nationwide offers liability collision and comprehensive motorcycle insurance in washington state. Effective july 28 2019 motorcycle drivers are required to carry liability coverage and proof of insurance. As accidents are unpredictable it is a good idea to insure yourself and others like your home or other valuable assets.
You ll also have to able to prove you have the required insurance. On july 28 2019 a washington state law passed requiring all motorcycle drivers carry liability coverage and proof they have insurance. If you drive without insurance and end up causing an accident you are still going to be held financially responsible for any damages that you cause. You don t need to have insurance when you operate a vehicle registered as any of the following.
Although most states require that you have insurance or some alternative form of financial responsibility before you ride there are a few exceptions to the rule. The minimum requirements are 25 000 50 000 for injury and death to other people as well as 10 000 for damage to other people s property. If you need help determining the amount that is required check out the state requirements section of this website. In most states the answer is yes.
However a new law requires that all motorcyclists must carry liability coverage and proof of insurance in order to ride on the state s roadways. It s the focus of a new law recently passed by the state legislature and signed by the governor. Washington state s mandatory auto and motorcycle insurance law. In the state of washington you are not required to purchase insurance for your motorcycle.
As of july 28 2019 motorcycle drivers are required to carry liability insurance in the state of washington. Motorcyclists are no longer exempt from washington state s mandatory automobile insurance law if you have been injured in a wreck contact a seattle motorcycle accident lawyer at colburn law today. Do you need motorcycle insurance in your state. Do you need insurance on a motorcycle in washington state.
However just because you are able to drive without insurance doesn t mean that you won t need it. Rcw 46 16 020 common or contract carrier with the washington utilities and transportation commission. Rcw 46 04 304 horseless carriage over 40 years old rcw 46 18 255 state or publicly owned vehicle. Prior to its passing washington was one of only a few states that didn t.
Motorcycle insurance in washington in the state of washington you are not required to purchase liability insurance for your motorcycle. Vehicles registered in another state. Under the new law any motorcyclist driving in washington state must do one of the following options. Up until july 28 2019 motorcyclists were exempt from the state s mandatory auto insurance laws.
Whether you re zipping through downtown seattle on a scooter or enjoying the fresh mountain air on your dual sport you need motorcycle coverage that gives you peace of mind. Posted in motorcycle accidents on july 28 2019.
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