Homeowners Insurance Companies Without Dog Breed Restrictions
Which insurance companies do and don t blacklist dog breeds.
Homeowners insurance companies without dog breed restrictions. Breed restrictions are controversial but a reality. To them dogs are a liability. Why homeowners insurance companies blacklist dog breeds. Homeowners don t have an issue with their dog s being allowed to live in their home but they do run into problems with insurance companies placing breed restrictions on their policy coverage.
For most owners their dogs are part of their families. According to our research here are the 10 most common dog breeds that home insurance companies include on their restricted lists. By hippo insurance according to the american pet products association there are nearly 90 million pet dogs in the united states. The cdc estimates that.
In the u s the states of michigan and pennsylvania have restricted the use of dog breed profiling by insurance companies. However they won t offer coverage to anyone whose dog has a history of aggression. Insurance companies without breed restrictions 1. In fact homeowners with certain breeds of dogs may have trouble getting homeowners insurance.
Here are the 10 dog breeds most often on prohibited lists. Other insurance companies who provide insurance to dog owners regardless of breed include usaa and einhorn insurance but these companies may charge you more for owning a restricted breed of dog so it s still worth shopping around to get the best deal. This article goes over. These impressive dogs have a high tendency to bite.
Liberty mutual may or may not have breed restrictions depending on the location. Some insurers have more restrictions regarding dog breeds than others. Why home insurance companies discriminate against breeds. We would not say that they bite all the time but due to aggression in their blood that leads them to show aggressiveness towards other dogs and people.
But insurance companies often disagree. We looked at filings made by the 50 largest home insurance companies. It is not illegal for an insurance provider to deny cancel or increase premiums because of the type of dog you own. Homeowners insurance and dogsno insurance company discriminates against a dog or breed however insurance companies are increasingly unwilling to be liable for injury due to dog attacks and more.
The use of such lists is not acceptable everywhere. Everquote analyzed lists of prohibited dogs from state insurance filings to find the most banned breeds. Homeowners insurance dog breed restrictions 10 akitas.
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