Homeowners Insurance Companies Without Dog Breed Restrictions
Breed restrictions are controversial but a reality.
Homeowners insurance companies without dog breed restrictions. Which dog breeds are blacklisted or restricted. However they won t offer coverage to anyone whose dog has a history of aggression. The use of such lists is not acceptable everywhere. This article goes over.
Here are the 10 dog breeds most often on prohibited lists. In the u s the states of michigan and pennsylvania have restricted the use of dog breed profiling by insurance companies. For most owners their dogs are part of their families. Homeowners insurance dog breed restrictions 10 akitas.
Other insurance companies who provide insurance to dog owners regardless of breed include usaa and einhorn insurance but these companies may charge you more for owning a restricted breed of dog so it s still worth shopping around to get the best deal. By hippo insurance according to the american pet products association there are nearly 90 million pet dogs in the united states. The cdc estimates that. Homeowners insurance and dogsno insurance company discriminates against a dog or breed however insurance companies are increasingly unwilling to be liable for injury due to dog attacks and more.
Insurance companies without breed restrictions 1. Why homeowners insurance companies blacklist dog breeds. Why home insurance companies discriminate against breeds. Ten other states have.
It is not illegal for an insurance provider to deny cancel or increase premiums because of the type of dog you own. To them dogs are a liability. If your dog were to hurt someone while insured by liberty mutual then liberty mutual may choose not to renew your policy. Which insurance companies do and don t blacklist dog breeds.
We would not say that they bite all the time but due to aggression in their blood that leads them to show aggressiveness towards other dogs and people. These impressive dogs have a high tendency to bite. In fact homeowners with certain breeds of dogs may have trouble getting homeowners insurance. We looked at filings made by the 50 largest home insurance companies.
Homeowners don t have an issue with their dog s being allowed to live in their home but they do run into problems with insurance companies placing breed restrictions on their policy coverage. Some insurers have more restrictions regarding dog breeds than others. Everquote analyzed lists of prohibited dogs from state insurance filings to find the most banned breeds.
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