Homeowners Insurance New Orleans

New orleans is one of the most expensive cities to purchase homeowners insurance in louisiana monthly premiums in new orleans average over 3 000.

Homeowners insurance new orleans. Landeche insurance agency is an independently owned home insurance company that has been selling to the residents of new orleans louisiana since 2005. Average annual home insurance premium in new orleans the average annual premium in new orleans is 3 872. Homeowners insurance policies can vary a bit according to the company you choose and the coverage options you purchase. From sunny days to windy weather you can count on our team to explain your coverage options so you can create a policy that fits your needs.

This is considerably cheaper than the city s average homeowners premium of 3 603. What you pay for homeowners insurance in new orleans will depend on the insurance company you get your policy through. With most policies however you can expect to receive compensation for loss or damage to your personal property and to the structure of your home including outlying structures such as sheds and detached garages. A discount of 202 96 on the home insurance premium is offered to new orleans la homeowners who have no previous history of claims filed new orleans la homeowners with one claim have to file an additional home insurance rate of 87 while new orleans la homeowners with 2 claims have to pay 188 more for their home insurance premium.

Your homeowners insurance will also provide personal liability coverage if someone is injured on your property. This is based on an 1 800 square foot 10 year old brick veneer home with 200 000 coverage. Contact an agent for a quote. What does new orleans homeowners insurance cover.

As a neighborhood agency we know firsthand the risks homes in our area may face. That means you can save more than 3 560 just by comparing rates and shopping around. We work with over 20 different carriers to find your the best coverage. When buying home insurance you should insure your home based on its replacement cost.

Homeowners insurance insurance auto insurance life insurance renters insurance 3201 general degaulle dr ste 103 new orleans la 70114 website directions more info. The most affordable home insurance in new orleans is state farm offering average annual rates at just 1 220 per year. Homeowners insurance with a local touch as a local allstate agency in new orleans our team lives and works alongside you. For example the highest rate 6 961 for the audubon area of new orleans zip code 70118 is 3 563 more than the lowest 3 398.