Insurance For Small Cleaning Business
The most common small business insurance policies janitorial and cleaning businesses carry are.
Insurance for small cleaning business. Have a small office or workplace. This prevents you from having to exhaust your own time and resources. Cleaners insurance quote make an enquiry 1300 542 573. Business tools insurance for cleaners.
The average price of a standard 1 000 000 2 000 000 general liability insurance policy for small building cleaning and maintenance businesses ranges from 47 to 59 per month based on location size payroll sales and experience. If you re employed by a cleaning company you ll probably be covered by their insurance. With a general liability policy you can keep your business running smoothly even when client property or equipment is damaged. Our policies help protect you from unexpected accidents or claims made against your business.
How much does building cleaning and maintenance insurance cost. There are several types of cleaning insurance cover worth considering including public liability insurance employer s liability insurance and buildings and contents insurance. While many insurers offer these coverages some have developed specialized programs designed explicitly for janitorial businesses. Updated june 04 2019 like all businesses your cleaning company needs basic insurance coverages like general liability and commercial property.
Small cleaning businesses may be able to bundle general liability insurance with commercial property insurance in a business owner s policy bop which typically costs less than purchasing each policy separately. You will need commercial property insurance if you have an office or storefront you will need home based business insurance if you run your housekeeping business out of your home. You may need small business insurance if you are a cleaning professional who among similar services cleans carpets waxes floors operates cleaning equipment owned by your clients and cleans with toxic chemicals. General liability gl coverage protects your cleaning business from claims and lawsuits resulting from any property damage or accidents you caused while at a client s home or office.
General liability commercial property commercial auto and workers compensation. Business tools insurance is a policy that protects your business equipment. Have fewer than 100 employees. There are other specialty coverages available based on their specific operations.
At the hartford our general liability insurance helps protect large and small cleaning businesses. As a cleaning business a wide range of business operations should be covered by insurance.
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