Health Insurance Policy Number Same As Member Id
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Health insurance policy number same as member id. You ll be assigned a policy number which is similar to an account number or id number. However it is not. Each person covered by a health insurance plan has a unique id number that allows healthcare providers and their staff to verify coverage and arrange payment for services. If you have insurance for just yourself the subscriber id will only be associated with you.
What is the difference between these numbers. The policy number is used primarily for your identification and billing purposes. Everyone in the group has the same group number. If you re the policyholder the last two digits in your number might be 00 while others on the policy might have numbers ending.
Your health insurance provider gives an online account for you after you purchase an insurance policy from them. For example let s say your id number is 123456789. Is policy number and member id number same thing. It may be listed as a member number a member id an identification number a policy number or something along those lines.
The plan type might also be listed on your health insurance card. It s also the number health insurers use to look up specific members and answer questions about claims and benefits. If your family members are on your insurance policy they may also have their own unique policy numbers. This number is always on the front of the card.
The group number is generally used to identify a policy group of which you are a member in most cases it pertains to the group your employer joins in order to reduce the cost of providing health insurance benefits. Your card may say ppo hmo or epo. You can find the policy number on your insurance card 1. When you visit a doctor or medical facility the cost is billed to your insurance provider using the policy number.
Your subscriber id is the number associated with your particular health care insurance plan. C your dependent s id number will generally be the same id number as the primary subscriber with a suffix at the end to differentiate between dependents. Every employee will have their own member id number. If more than one member in your household is insured through the same plan you will all have the same subscriber id.
Where it can get confusing is if there are also headings like group number. This unique number allows health care providers and pharmacies verify your coverage. It identifies your plan and the benefits associated with your plan but it is separate than your member id number.
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